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Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Q	What is an encumbrance against a property, which may be voluntary or involuntary?
A	There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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The Matt Dimmick Team, REALTORŽ, real estate agents and broker forAnchorage, Eagle River and GirdwoodAlaska home listings, property and land for sale - NUMBER1EXPERT(tm)

Matt Dimmick
Keller Williams Realty Alaska Group
101 W. Benson, Suite 503
Anchorage
Alaska 99503
Cell: 907-360-3474
Toll Free: 1-866-651-3474
Office: 907-865-6520
Fax: 907-865-6523
CaptMatt@Alaska.net
Matt Dimmick is a top producer and an associate broker at the best real estate firm in Alaska! Keller Williams is the fastest growing real estate company in the world, and the only one that offers the highest level of training, a culture of doing the right thing and helping others, and profit sharing. It is a real estate company built by the Realtors that make it great. Keller Williams Realty will be #1 in Alaska, in a very short period of time. He is considered by his clients to be very attentive, communicative, informed, honest, and most importantly, very knowledgeable about the local market and neighborhoods. He is a full service real estate professional!

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